Farm · Commercial · Personal · Life · Recreational

What We Insure

One independent agency. Over 20 carriers. Every line of coverage your family, farm, or business needs — shopped and compared so you get the right fit, not just the easiest sale.

Everything We Write

We’re an independent agency, which means we represent you — not any single insurance company. Here’s every line of coverage we shop and write.

Farm field and equipment in Champaign County, Ohio

Farm Insurance

We’ve written farm policies in Champaign County since 1947. Equipment, livestock, grain, crop, farm vehicles, and liability — all in one policy, shopped across Nationwide, Pekin, and Progressive.

See Farm Coverage →
Local business owner in Urbana, Ohio

Commercial Insurance

General liability, commercial auto, workers’ comp, business property, bonds — Ty Finkbine, our commercial lines manager, will review your operation and find the gaps.

See Commercial Coverage →
A suburban home and driveway in Urbana, Ohio

Personal Lines

Auto, homeowners, renters, condo, and umbrella, shopped across Nationwide, Progressive, Safeco, Pekin, and Liberty Mutual. Bundle and save.

See Personal Coverage →
Life insurance consultation in Urbana, Ohio

Life Insurance

Term, whole life, universal, final expense, and key-person coverage. We explain the tradeoffs clearly and make a recommendation you can act on.

See Life Coverage →
Combine harvesting corn in a Champaign County Ohio field

Crop Insurance

Multi-peril and crop-hail, written separately from your farm property policy because they cover different risks and carry their own enrollment deadlines. Laramie Reed handles crop across Champaign and Clark counties.

See Crop Coverage →
Health insurance and Farm Bureau health plans in Urbana Ohio

Health Insurance

Individual and family health coverage, including Farm Bureau health plans. We walk you through what each plan actually covers, and what it does not, before you pick one.

See Health Coverage →
RV, boat, motorcycle, and classic car insurance in Ohio

Recreational & Specialty

RV, boat, motorcycle, and classic car through Hagerty. Full-timer RV coverage, agreed-value collector car, seasonal motorcycle — we know the right questions.

See Recreational Coverage →
20+
Carriers We Compare
1947
Year We Were Founded
64
5-Star Google Reviews

Over 20 Carriers. One Phone Call.

As an independent agency, we compare every carrier below and tell you which one wins for your situation.

Nationwide Insurance
Progressive Insurance
Safeco Insurance
Pekin Insurance
Hagerty Classic Car Insurance
The Hartford Insurance
Liberty Mutual Insurance

Over 20 carriers under one roof — including every name above.

Not sure which coverage you need?

Get a free 15-minute consult with someone who actually knows Champaign County — no scripts, no pressure.

Not sure which of these you need? Ask our assistant, bottom right of the page. Describe your situation in a sentence and it will tell you where it fits.